"Sugar Babies" and "Arrangements"

[VirgilToole]

So I've been seeing this girl for about a month and it was on fire. We reunited from years ago. She's a mother of a 6-year-old girl staying at her Daddy's parent's house and is doing everything she can to get out. Her daughter's Daddy lives there and they haven't been getting along for 2 years. She's trying to leave with her daughter and get an apartment. She only makes 12.50 hr working at a Vets office and has saved money for an apartment.

So she found one in the school district she wants her daughter to stay. It's 1400.00 a month. She needs someone to cosign for her because she doesn't make 3 x the rent and they won't approve her. She has gone dark on me since I didn't volunteer to cosign (I'm sure). I'm afraid to cosign.

I really want to help her and her kid out, she's fun and damn, the sex is fantastic. Should I just let go or cosign? I figure the worst would be being stuck with rent for a year or having to break the lease.

Has anybody been in a similar situation?

Personally, I wouldn't co-sign for her, regardless of how long you've known her or how good of a person she is.

In our modern financial world, the most important thing is your credit (unless you make enough money to pay for everything in cash). It's not wise to share the burden of your credit with anyone you aren't legally married to, are the parent of, or are business partners with. Imagine if in five years, after you're tired of fucking her and don't even think about her anymore, a collections agency starts calling you incessantly and sending you letters because of some unpaid bill she never took care of. Having you as the co-signer will take half the burden off her, and mentally it will make her care less about what happens should she damage the property or be unable to pay.

If you're married or have a significant other, forget about it completely. That property will forever show up on any credit check or background check, tied to your legal name and SSN.

If you truly feel obligation, pity, or generosity to help her, offer to pay her rent once she secures the apartment. You could easily leverage that into requesting a situation where you can see her any time you want at her place, since, after all, you're paying for her housing.

I'm not sure what the situation is with her girl's daddy's parents, but you could suggest that she ask them to co-sign. Or if she's a good employee and has been working the same job for a while (I'm assuming she hasn't been there very long if she's still only making 12.50/ hour), maybe she could ask one of the veterinary doctors to co-sign for her. When I first started my career in sales for a very small company, the owner was more than happy to help me out. And now that I own a very small business myself, I do the same for my employees. If she works for some corporate chain like Banfield, then it's probably out of the question.

Personal anecdote: I have a friend who had a sugar baby. She was 19-years-old, hot as fuck, and the sex blew his mind. She was driving some practical, cost-effective car that her parents bought for her when she turned 16. But once she graduated high school, had a few sugar daddies, and got a taste of the sweet life, now she thought she deserved a new car. But she had no credit at all, so she begged my friend to co-sign for her, promising that she would make all the payments. She just needed to be able to secure the loan first. Blinded by the pussy, he gave in. Things went well until two months later when she decided to move back to Virginia to be closer to her family. No big deal. It just meant he couldn't have sex with her anymore. Except two months after that, the pandemic hit. She was a waitress, and she lost her job, so she couldn't pay for her car anymore. Now he was on the hook lest the car be repoed and a repossession forever muddy his credit report. So now he's making car payments to a girl he can't even meet in person anymore. And even though she's working again, why would she take over the payments when she pretty much has a free car? The payments are less than he was paying her for their meetings, but his personal car is paid off, and now he has to pay a car note again for a car he can't even drive and for a pussy he can't even fuck. And because she's the type who wanted a car that was way too expensive for her, he can't pay it off all at once and be done with it without liquidating some of his assets.

Tl; dr: If you want to help her, offer to help pay her rent once she has the apartment, but don't risk your name and credit by co-signing for her.

[Sgt Soros]

So I've been seeing this girl for about a month and it was on fire. We reunited from years ago. She's a mother of a 6-year-old girl staying at her Daddy's parent's house and is doing everything she can to get out. Her daughter's Daddy lives there and they haven't been getting along for 2 years. She's trying to leave with her daughter and get an apartment. She only makes 12.50 hr working at a Vets office and has saved money for an apartment.

So she found one in the school district she wants her daughter to stay. It's 1400.00 a month. She needs someone to cosign for her because she doesn't make 3 x the rent and they won't approve her. She has gone dark on me since I didn't volunteer to cosign (I'm sure). I'm afraid to cosign.

I really want to help her and her kid out, she's fun and damn, the sex is fantastic. Should I just let go or cosign? I figure the worst would be being stuck with rent for a year or having to break the lease.

Has anybody been in a similar situation?

So, let me get this straight, you've only known this girl for a month and you're seriously thinking of co-signing on a lease with her? Are you serious? If she has gone dark, it's her loss, just move on to the next bus and don't ever contact her again.

[Johnny Mapalo]

So I've been seeing this girl for about a month and it was on fire. We reunited from years ago. She's a mother of a 6-year-old girl staying at her Daddy's parent's house and is doing everything she can to get out. Her daughter's Daddy lives there and they haven't been getting along for 2 years. She's trying to leave with her daughter and get an apartment. She only makes 12.50 hr working at a Vets office and has saved money for an apartment.

So she found one in the school district she wants her daughter to stay. It's 1400.00 a month. She needs someone to cosign for her because she doesn't make 3 x the rent and they won't approve her. She has gone dark on me since I didn't volunteer to cosign (I'm sure). I'm afraid to cosign.

I really want to help her and her kid out, she's fun and damn, the sex is fantastic. Should I just let go or cosign? I figure the worst would be being stuck with rent for a year or having to break the lease.

Has anybody been in a similar situation?

Do you have any pics of said girl that you're talking about so I can fully assess the situation?

[MatchesM]

So I've been seeing this girl for about a month and it was on fire. We reunited from years ago. She's a mother of a 6-year-old girl staying at her Daddy's parent's house and is doing everything she can to get out. Her daughter's Daddy lives there and they haven't been getting along for 2 years. She's trying to leave with her daughter and get an apartment. She only makes 12.50 hr working at a Vets office and has saved money for an apartment.

So she found one in the school district she wants her daughter to stay. It's 1400.00 a month. She needs someone to cosign for her because she doesn't make 3 x the rent and they won't approve her. She has gone dark on me since I didn't volunteer to cosign (I'm sure). I'm afraid to cosign.

I really want to help her and her kid out, she's fun and damn, the sex is fantastic. Should I just let go or cosign? I figure the worst would be being stuck with rent for a year or having to break the lease.

Has anybody been in a similar situation?

I personally would not co-sign what's so ever. Actually the worst can happen is if there are any damages to the apartment they can come for you also. Not saying that it would get to that point though.

Me personally I try to keep as much separation between my FWBs as I possibly can.

In the end it's about how comfortable you are, co-signing though is extreme. It must be some good good GOOD good to risk being on the hook for $1400, and have your legal name tied to this, if she flakes, or goes dark, which seems to be the case now.

If we were good friends I would be asking if you have gone crazy right now.

[Kpd14]

This one messaged me 2 days ago and informed me that she needs a Daddy and she is definitely DTF as much as I wanted. However, in her message she mentioned that her last Daddy paid her $3 k per week. Those with the pockets have at her.

https://www.seeking.com/member/c2927...b-33b30c5cc32e

Removes this one from my Favorites list. . .

[Kpd14]

I know this hot 27-year old 5'11" blond. Too close to home for me to play with (friend of daughter). Sweet girl, baby got back, pictures are right on as I saw her last week. Formerly a promiscuous bar waitress and now in sales (works days).

I did however anonymously set her up for a PPM with someone by giving her some advice (a bit too public with her profile name). She may be able to host as she has an apartment.

Being the dirty old man I am, I have had the hots for her since we met. Someone go tap this and report back. I have a voyeuristic interest in this one. Enjoy.

https://www.seeking.com/member/fe511...8-10159428f0bf

Her profile was only active from April 1 through April 8. So, either she got snatched up by a SD wanting something exclusive, or she got creeped out and stopped checking the site.

[Apollo007]

So I've been seeing this girl for about a month and it was on fire. We reunited from years ago. She's a mother of a 6-year-old girl staying at her Daddy's parent's house and is doing everything she can to get out. Her daughter's Daddy lives there and they haven't been getting along for 2 years. She's trying to leave with her daughter and get an apartment. She only makes 12.50 hr working at a Vets office and has saved money for an apartment.

So she found one in the school district she wants her daughter to stay. It's 1400.00 a month. She needs someone to cosign for her because she doesn't make 3 x the rent and they won't approve her. She has gone dark on me since I didn't volunteer to cosign (I'm sure). I'm afraid to cosign.

I really want to help her and her kid out, she's fun and damn, the sex is fantastic. Should I just let go or cosign? I figure the worst would be being stuck with rent for a year or having to break the lease.

Has anybody been in a similar situation?

[QuartJess]

Got scammed feel so fucking stupid but got to warns the brothers.

Username: FantasyRosie.

Link: https://www.seeking.com/member/6abe7...a-aa31f9eccb6d.

Connected with her a couple of days ago. Verified with video call. Agreed on $$. 5. Met at the motel chatted a bit outside. Then we got in the room sent her the payment with cashapp. We showered together. She put on lingerie. Then she went to get ice and never came back LOL. Left her bag in the room too. You can only do so much to not get scammed. Well you live and learn boys.

Man, I truly hate that this happened to you. But, I never give up any cash or send anything via cash app until I've finished. Once I'm done and they get up to go to the bathroom to wash up, the money is usually laying by her purse when she comes out. I've never had one SB ask for money upfront, and if she does then we won't be meeting.

[Grizzly383]

Got scammed feel so fucking stupid but got to warns the brothers.

Username: FantasyRosie.

Link: https://www.seeking.com/member/6abe7...a-aa31f9eccb6d.

Connected with her a couple of days ago. Verified with video call. Agreed on $$. 5. Met at the motel chatted a bit outside. Then we got in the room sent her the payment with cashapp. We showered together. She put on lingerie. Then she went to get ice and never came back LOL. Left her bag in the room too. You can only do so much to not get scammed. Well you live and learn boys.

[Leep12]

So, I'm still very new to Sa and figuring how things typically work. I have had a few successes, but I'm finding out that there are a lot of times things don't pan out. Many times there's not even a response to a message. Just looking for maybe some tips or pointers. For those of you that have had a lot of success with the site:

What kind of first message gets the best responses?

Also, anyone else had any girls that agreed to meet and end up not showing to a meet and greet? I'm talking they didn't get any money or anything and they are just a no show and then just disappear. Seems strange to me. Wondering if that's common.

Thanks.

Shampoo has some good advise.

There are plenty of flakes, sometimes the fish are biting and sometimes they don't. Re messaging, try to make a comment about her profile in the opening line and keep things light and a bit of humor always helps. Keep replies short, maybe just a sentence or two.

If you want to increase your odds message girls 23 plus who have been on the site for a year or more.

That said, I have a decent rotation these days so I'm looking for a certain type of girl hopefully as fine or finer than any in the current group or stands out in some way. So I take some long shots and don't mind taking some time to groom the right girl.

Grooming new ones can take a little work but can have some amazing payoffs.

[SoonerFan72]

Anyone chatted up this chic yet? I know she is real, but is GPS. I'm just curious if she has named her price for anyone here. PM me if necessary.

https://www.seeking.com/member/2d66a...a-8962d25fdea8

[SoonerFan72]

I spoke with her a little bit. She was pretty known nonsense and upfront. Definitely DTF. Willing to do pretty much anything except anal and abuse. Was asking $350 to meet and went down to 250. But personally for her stats and age that doesn't work for me at all. For what it's worth she seemed very nice, only chatted through text.

Thanks for the intel. I gathered pretty much the same, was on the fence about pulling the trigger. If she was 200, I might give her a shot.

[SoonerFan72]

I spoke with her a little bit. She was pretty known nonsense and upfront. Definitely DTF. Willing to do pretty much anything except anal and abuse. Was asking $350 to meet and went down to 250. But personally for her stats and age that doesn't work for me at all. For what it's worth she seemed very nice, only chatted through text.

Thanks for the intel. I gathered pretty much the same, was on the fence about pulling the trigger. If she was 200, I might give her a shot.

[DaRiv]

Has anyone met up with this chic? Got her on the hook, not sure if I want to take the plunge. Feel free to PM me if you have any intel.

https://www.seeking.com/member/3c12b...3-a67157edcc4a

I spoke with her a little bit. She was pretty known nonsense and upfront. Definitely DTF. Willing to do pretty much anything except anal and abuse. Was asking $350 to meet and went down to 250. But personally for her stats and age that doesn't work for me at all. For what it's worth she seemed very nice, only chatted through text.

[Shampoo55]

Every time now I get one of these girls telling me she can't meet right now due to Covid and social distancing, I tell her "that's cool but just so you know, due to Covid, I'm practicing financial distancing. " That weeds them out in a hurry.

That is a classic line! Thanks for the laugh!