[QUOTE=ReaperGuy;2548133]I hate the idea of spending $50 for a room that I only use for a couple of hours tops, but after something like that I'm reconsidering. I've had very good results from going to the girls place, I'm a pretty quiet understanding guy so they usually trust me relatively fast. I just need to gather better information on what I may be walking into, if I'd known any of this information up front I'd have done a room.[/QUOTE]The thing is you can almost never avoid the risk, even if they convince you 100% that there is no risk and even if they truly believe that themselves.
I say this more from civy dating experience than SBs, but whenever you go to a female's place there is almost always the possibility of someone coming by that will ruin your date, whether it's a jilted ex-bf or whatever. Any hot girl has one or more of these out there -- they may not all be psycho or stalking the girl or dropping by randomly out of jealousy, and if you're not married there's of course much less to lose, but honestly to me $50 doesn't sound like a bad price to pay to eliminate all the possible things that could go wrong.
The situation you encountered was very close to the classic robbery scenario -- you go to girls place where the BF is secretly waiting to barge in and interrupt everything before it goes too far (but after you've paid), telling you to get lost and of course it's an inconvenient time to ask for a refund. I don't think that's what happened in your particular case but the mechanics of how it goes down is very similar. Just read the escort boards, it happens to some poor john somewhere every day.
I always have a hotel anyway when I'm playing with SBs, but if I wanted to regularly hook up with UTRs I might just get something like a van and pick them up for cheap car dates.