Just the sort of post that shouldn't get lost
[QUOTE=Bus Nut; 1352172]Yes, there are different levels of credit reports.
The credit bureaus are not what anyone serious uses to check on you. Accurent (not sure of spelling) is the one of choice, along with Lexis-Nexus and a couple others. These are also used by employers as well, (UPS, as an example) and others.
To avoid SO's (and others) from discovering a SB or other arrangement, either do as one of the previous poster said and have the other person set up an account and make deposits into it if you can. Use cash, not a check or credit card transfer.
However, a friend of mine advised me that SOME major hotel chains will not accept a debit card at check in. It does not "establish credit" with the hotel. Some, or course, do not care.
If your SB sets up a prepaid debit card using Green Dot, you can always purchase with cash a "MoneyPak" and load their Green Dot card that way. You will need the number to do so, but it's an option.
As for reserving a room, try this approach. Go to the library or use your secure computer and go to Priceline. Com, use "Name Your Own Price" and use the SB's prepaid card. If your deal is accepted the room is prepaid on that card.
That has worked for me perfectly in the past.[/QUOTE]Great advice, Nut. Thanks!