Loans to friends and SB's
My advice is to you is simple. Don't lend money to anyone that you aren't prepared to lose. If she's your ATF and can afford it, give it to her. One thing that you will get for your money is the knowledge that she is indeed your ATF. If she never pays you back then you will know that somewhere down the line this issue was going to rear it's head and it may have cost you more money.
[QUOTE=Revvo; 1868587]Man this is a busy weekend. Usually weekends are my time off from mongering. But anyway I just got this from my current favorite baby she is SB5. Very strong contender for ATF status. She is my little girl next door and she has never given me any problems. But she is having money problems. Works two jobs one a professional job but does not pay great. And she lives in a decent place. But she did get a DUI and is dealing with the cost of that. So I get this text today. I have not responded yet. What would you do?
"Hey I hate to ask this, but have a huge favor to ask. Is there anyway I could borrow money from you? I could really use the help and don't know what else to do. I can pay you back next Monday when my paycheck comes thru"
I have a few options.
1. I could just say sorry but I can't.
2. I could say ok I will loan you the money.
3. I could not respond at all.
4. I could say ok I will make it an advance on our next visit. We are currently at 200 per visit. And I have not asked her how much she needs.
5. I could just give her the money.
I am concerned about a few things. She could take the advance or loan and just bolt with it. Forcing me to swallow that and being treated like a chump. Or even forcing me to walk away. If I did give her the money it could be a show of goodwill and helping someone who I like. If I refuse or ignore the request it may damage our relationship which I am concerned about because I do like her a lot.
What you you do.
Revvo[/QUOTE]
Its kinda like lending family money.
Like Dave Ramsey says. Thanksgiving dinner just tastes different when family members OWE each other money. Soooo. Either just give it to her or tell her you are on a budget too and what you give her is what you can afford. Or maybe give her partial reemphasizing that you are on a budget too but want to help some.
[QUOTE=Revvo; 1868587]Man this is a busy weekend. Usually weekends are my time off from mongering. But anyway I just got this from my current favorite baby she is SB5. Very strong contender for ATF status. She is my little girl next door and she has never given me any problems. But she is having money problems. Works two jobs one a professional job but does not pay great. And she lives in a decent place. But she did get a DUI and is dealing with the cost of that. So I get this text today. I have not responded yet. What would you do?
"Hey I hate to ask this, but have a huge favor to ask. Is there anyway I could borrow money from you? I could really use the help and don't know what else to do. I can pay you back next Monday when my paycheck comes thru"
I have a few options.
1. I could just say sorry but I can't.
2. I could say ok I will loan you the money.
3. I could not respond at all.
4. I could say ok I will make it an advance on our next visit. We are currently at 200 per visit. And I have not asked her how much she needs.
5. I could just give her the money.
I am concerned about a few things. She could take the advance or loan and just bolt with it. Forcing me to swallow that and being treated like a chump. Or even forcing me to walk away. If I did give her the money it could be a show of goodwill and helping someone who I like. If I refuse or ignore the request it may damage our relationship which I am concerned about because I do like her a lot.
What you you do.
Revvo[/QUOTE]