AMP covered by Health Insurance?
My employer provides me with very generous and comprehensive health insurance. And today, while reviewing my health insurance coverage, I found out that "spinal, and joint manipulation....[and] soft tissue manipulation including massage" is covered by my insurance.
Now, some of the AMP's have very legit-sounding names, like Fairfax Therapy, or Virginia Therapeutic, and a lot of the therapists are actually certified massage therapists. So, I had this crazy idea, of trying to request reimbursement for my therapy costs from my health insurer. Of course, I would need a receipt, and/or proof that I received the treatment from the AMP management, which could be a problem since there seems to be no records/paper trail kept in most AMPs, but there is an AMP where I am very trusted, and I may be able to talk them into giving me proof of treatment/receipt. Now, I don't know if this will work, but I'll do a little more research, and give it a try.
Anyone ever tried this before?
don't mess with insurance companies
Insurance companies have armies of lawyers on staff and insurance fraud is a federal crime, I believe. Remember, it doesn't matter if what you did is "right" or not, it only matters if twelve people think you committed fraud or not.
[QUOTE=The Nub]The wonderful thing about my insurance is that I do not need any type of referrals to seek any type of treatment, even if it's treatment form an specialist. Also, I've read a little more about my insurance policy, and I can get treatment from any type of "provider" (Doctor, specialist, or any licensed therapist), as long as they are licensed in the state of VA.
My insurance covers massage, without referral, but it has to be provided by a licensed therapist. The contract clearly states "a referral is never needed." So, I am pretty sure that as long as the therapist is licensed, I am not breaking any rules.
I still have more reading and research to do, so I don't plan on trying this until I feel confident I'm not breaking any rules.[/QUOTE]
After cyber-Monday, a mediocre AMP-Tuesday
Went to see our friends at K*** just outside the beltway.
All the usual good things about the place (and unlike some places mentioned recently, this place uses lots of clean towels. I see them come from the washer and dryer on every visit. And they are generous with the towels)
Therapist was Loo. A quiet and quite pretty and tall lady who does not encourage any roaming.
I was very surprised by how busy it was for a Tuesday afternoon. Maybe the level of busy-ness had stressed the ladies a little, because this visit was just "OK". Details below, but truth be told, I found this to be a very atypical visit (not anywhere near the usual level of positive energy and enjoyment). There was nothing to really complain about. There was just no connection between me and Loo (and the lack of engagement made the visit "just OK")
The TS was "OK" -- actually a little better than OK as she at least used lots of soap, and that always feels good. (7.5/10)
The hot towels were hot, and the back work was OK (7/10)
The back-walking was OK (7/10)
The leg work was OK (7/10)
The shoulder/arm work was passible. (6/10)
The flip was OK (but very mechanical) (5/10)
I felt like there was a rush to get me out the door and back to my car (4/10 for how it made me feel -- but the time was actually more than 50-minutes, which although short of the requested hour was close enough to not generate a complaint from me)
Standard rate for the hour, and for "OK" visit - standard tip with no embellishment nor appology (and, as always, no one checked the tip while I was in the room and there was no drama leaving)
Departure -- actually it was the friendliest part with "thanks," and "come see me again soon" (8/10)
What was missing -- no smiles, no encouragement to enjoy, no connection. It had been quite some time since I had been on Loo's table. Now I remember why.
YMMV -- and be nice to the ladies.
PA
Insurance...blah blah blah
Why is this topic even being discussed?? This is a cash business. If you seriously think using insurance is a good idea then you really need to pick up another hobby, perhaps skydiving. Hopefully you'll be as bad at that hobby as you are at this one.