The lease is the bible and your name is on it
This is possibly the worse the decision you could make in your life. If things go bad it could have terrible consequences for you.
[QUOTE=VirgilToole;5322252]Personally, I wouldn't co-sign for her, regardless of how long you've known her or how good of a person she is.
In our modern financial world, the most important thing is your credit (unless you make enough money to pay for everything in cash). It's not wise to share the burden of your credit with anyone you aren't legally married to, are the parent of, or are business partners with. Imagine if in five years, after you're tired of fucking her and don't even think about her anymore, a collections agency starts calling you incessantly and sending you letters because of some unpaid bill she never took care of. Having you as the co-signer will take half the burden off her, and mentally it will make her care less about what happens should she damage the property or be unable to pay.
If you're married or have a significant other, forget about it completely. That property will forever show up on any credit check or background check, tied to your legal name and SSN.
If you truly feel obligation, pity, or generosity to help her, offer to pay her rent once she secures the apartment. You could easily leverage that into requesting a situation where you can see her any time you want at her place, since, after all, you're paying for her housing.
I'm not sure what the situation is with her girl's daddy's parents, but you could suggest that she ask them to co-sign. Or if she's a good employee and has been working the same job for a while (I'm assuming she hasn't been there very long if she's still only making 12.50/ hour), maybe she could ask one of the veterinary doctors to co-sign for her. When I first started my career in sales for a very small company, the owner was more than happy to help me out. And now that I own a very small business myself, I do the same for my employees. If she works for some corporate chain like Banfield, then it's probably out of the question.
Personal anecdote: I have a friend who had a sugar baby. She was 19-years-old, hot as fuck, and the sex blew his mind. She was driving some practical, cost-effective car that her parents bought for her when she turned 16. But once she graduated high school, had a few sugar daddies, and got a taste of the sweet life, now she thought she deserved a new car. But she had no credit at all, so she begged my friend to co-sign for her, promising that she would make all the payments. She just needed to be able to secure the loan first. Blinded by the pussy, he gave in. Things went well until two months later when she decided to move back to Virginia to be closer to her family. No big deal. It just meant he couldn't have sex with her anymore. Except two months after that, the pandemic hit. She was a waitress, and she lost her job, so she couldn't pay for her car anymore. Now he was on the hook lest the car be repoed and a repossession forever muddy his credit report. So now he's making car payments to a girl he can't even meet in person anymore. And even though she's working again, why would she take over the payments when she pretty much has a free car? The payments are less than he was paying her for their meetings, but his personal car is paid off, and now he has to pay a car note again for a car he can't even drive and for a pussy he can't even fuck. And because she's the type who wanted a car that was way too expensive for her, he can't pay it off all at once and be done with it without liquidating some of his assets.
Tl; dr: If you want to help her, offer to help pay her rent once she has the apartment, but don't risk your name and credit by co-signing for her.[/QUOTE]
This is an interesting one. . .
[URL]https://www.seeking.com/member/fb749b60-1097-4fe4-bacc-1a959355c0dc[/URL]
She messages me out of the blue. Go to text right away. First thing she asks me is if I party. I say no and then inquire what type of partying and she says crystal. 🙈. I'm like WTF who opens with that. I figure it's just be so we keep chatting. She is down to meet for 300 and even agreed to a public place first. If photos are legit, I would do it but Spidey senses is telling me to run. I love the hard bodied girls w zero fat so keep that in mind. I know many of you like them thick but I'm the opposite.
Does she seem legit? I think if she meets me out in a public place it's worth exploring. Thoughts?