Incall v. Outcall. Risk v. Reward cost with risk or cost with $
Craziness to do an incall unless you are renting a house on vacation, are about to move out the next day or so or single and carefree (and poor). If you want to play, you have to pay. Pay is with either risk or with money. Those who cannot afford renting a nice hotel room to use as an outcall location free of risk of what was mentioned here must pay with risk instead. This could be the risk of an Outcall or even a car date is risky as I read of LENA!
SO, Pay the money, pay with risk or do not bother to play. Seems logical.