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[QUOTE=OneNaughtyBear;7037615]We all know who's getting all the business LOL, another fully booked day.
One of you is going to need to come down here and drag her out of that hotel room.[/QUOTE]Ya, we all know who the star is. The other girls are all playing for second place. LOL. The JFB owner should have already went shopping for a chain and a radiator.
[QUOTE=IceCityX1221;7037464]I know we were looking for intel, but I confirmed that Rico used to be in vegas with Vegas Asian Club, same name and pics. Apparently gave great service, but photoshopped a major overbite. TERID for vegas was 392416, not sure if anyone's made a new one for her with the new agency.
[URL]https://www.vegasasian.club/rico[/URL][/QUOTE]She looks great!
It was my first time using an ATM. Screening wasn't hard, but I wanted to try Diana. Location-wise, it is easy to find parking but the room is located pretty far in of the building. When I saw her, Body-wise, she looked amazing, slightly similar to her photos. Typical walk-in, handed donation, and BT, I was hoping for a BJ preview but unfortunately didn't get one. After we showered, she pushed me on the bed and went to town. Decent suction but it was an amazing performance, I had to stop her because I was almost about to burst. After we switched, I began DATY and she was enjoying it. After DATY we start the typical order of mission, doggy, cg, etc. I got a little tired since I went to see her after work and she told me to switch. During the cg session, she rode me like a stallion. We finished off with HJ and cim but it hit her face. We cuddled the remaining of the time since it was a bit chilly at her place. Damage-wise, $350 hr, and there are extra items on the menu but I stick with the basic.
Dang. She's gone from the site and didn't even make it to the weekend. I had book an appointment with her yesterday for the weekend. FML.
[QUOTE=Misou;7037593]After striking out at a few apartment girls from stg. (Big surprise, bait-and-switch. Me walking out).
Ready to try a some agencies. (visiting)
Who's the thinnest and freakiest out all the girls available?
EDIT: reading on the comment about blood. That's why you trim and file your nails boys.[/QUOTE]If you want the thinnest, Sakura AHG.
If you want the freakiest, Chu DMVG.
If you want the best combination of both, Yuki JB. Your innocent looking, honors rolls high school crush that's secretly a nympho and banging the English teacher during lunch time.
All great choices but Yuki is obviously my top rec.
I saw Sakura on her last tour and want to see her again, but I don't know if I'll get the chance if Yuki doesn't stop shining her bear signal in the night sky for me to come rescue her. She makes me feel like Mike Adriano in his prime.
If I wasn't still heartbroken by another j girl recently I would be going ring shopping to propose to her at the end of her tour.
All is good. Momo / Jane ran across the street to Asianelf. First time I've seen them list below 400. Maybe they're finally caving in.
FYI.
New Bobby starting at AG from tomorrow 9/20.
[URL]https://asiangem.site/bbs/board.php?bo_table=free&wr_id=186[/URL]
Leah starting at DMV Girl tomorrow 9/20.
[URL]https://www.dmvgirlsva.com/copy-of-model-page-jay[/URL]
Slender with endless long legs, tempting!
Some people be flexing, causing FOMO. You probably have to book a day or two in advance at this point. Although I told myself I'm fully committed to only one, Asumi is looking good.
Hopefully they stick around longer than the current Queen Bee to pick up the leftover business.
[QUOTE=OneNaughtyBear;7037615]We all know who's getting all the business LOL, another fully booked day.
One of you is going to need to come down here and drag her out of that hotel room.[/QUOTE]
[QUOTE=Pkmnmewtwo;7037773]It was my first time using an ATM. Screening wasn't hard, but I wanted to try Diana. Location-wise, it is easy to find parking but the room is located pretty far in of the building. When I saw her, Body-wise, she looked amazing, slightly similar to her photos. Typical walk-in, handed donation, and BT, I was hoping for a BJ preview but unfortunately didn't get one. After we showered, she pushed me on the bed and went to town. Decent suction but it was an amazing performance, I had to stop her because I was almost about to burst. After we switched, I began DATY and she was enjoying it. After DATY we start the typical order of mission, doggy, cg, etc. I got a little tired since I went to see her after work and she told me to switch. During the cg session, she rode me like a stallion. We finished off with HJ and cim but it hit her face. We cuddled the remaining of the time since it was a bit chilly at her place. Damage-wise, $350 hr, and there are extra items on the menu but I stick with the basic.[/QUOTE]Finally got the chance to try out this new place, As mentioned, PO's arrangement is first class, plenty of parking but a short walk to the end of the building. I'd say Diana is the cuter one among to two. Great attitude and aim to please. Typ BT, soap routine, above average BBBJ / DT, small O while DATY, intense P2P, ran thru K9, CG / ACG, Mish with CIM finish. Very good time and would recommend Diana.
Is the best I've seen in 2024.
I was all over Ava / Sakura last visit. But now every day will be Yuki.
Piggy bank officially cracked.
So I always hear yall and see the filming extra but I've never actually considered it. Is it worth the extra price to use phone or dji setup for a meeting, even if you do like a longer 90 min one to get better footage?
[QUOTE=IceCityX1221;7038687]So I always hear yall and see the filming extra but I've never actually considered it. Is it worth the extra price to use phone or dji setup for a meeting, even if you do like a longer 90 min one to get better footage?[/QUOTE]I actually purchases dji osmo pocket 3 and action 4 camera last night. Planning on recording Asumi, Momo / Jane, and Yuki.
Dji pocket and phone all you need. It has a little tripod. Put on side table forget about but make sure there isn't like a pillow or tissue box blocking.
Use your phone for pov BJ. Pov mish on your knees so you can see all of her. You'll learn what things are easiest to do with one hand. But don't go crazy with pov or hold the phone to the side so you actually watch her unless you want her to look into the camera which is also nice.
It is really fun to watch them back. What I will say is if you really like the provider. Book twice. Or book 90 and film only once. You won't enjoy it as much when filming than when purely in the moment. When Yumi / Monika was here, first sesh I filmed. Second was so much better. But now I can enjoy my memories of Monika whenever I feel like it.
[QUOTE=IceCityX1221;7038687]So I always hear yall and see the filming extra but I've never actually considered it. Is it worth the extra price to use phone or dji setup for a meeting, even if you do like a longer 90 min one to get better footage?[/QUOTE]
[QUOTE=DrunkenKid;7037678]Ya, we all know who the star is. The other girls are all playing for second place. LOL. The JFB owner should have already went shopping for a chain and a radiator.[/QUOTE]I'm out of the loop LOL. Which one is everyone talking about and why?
I noticed Sana when she was in NY RS8 last week as her ad says that she is a flight attendant. So when I saw her ad on AHG, I booked an appointment immediately and had a really great time with her. She is super slim and petite. She is a real spinner gem. I would highly recommend.
Sana greeted me at the door in lingerie. She is a slim attractive young girl with small tits and a nice ass. Was greeted with a light kiss then off to the room and a shower. She was shy at the beginning, after the shower, she got more comfortable and started LFK which led to DFK. Sana kisses her way down to my cock and starts a sensual BBBJ. She takes her time and gives it her all with a nice tongue action making sure to pay attention to the boys. I'm super excited so I ask her to slow down which she does but I'm still about to cum with the swirling action of her tongue on my cock so I decide to change it up.
We flip positions and I start DATY. It takes a bit of doing on my part to get Sana aroused but with a combination of my lips, tongue and fingers I get her to the edge before backing off. Sana wasn't going to let me stop there and pushes my mouth back on her clit and grind her pussy on my tongue whilst my fingers worked their magic on her g-spot until she came. We take a short break and chat before Sana starts another BBBJ before she straps me up. We start in missionary before we switch positions and Sana gets on top to ride me, she put both hands on my chest and then impales herself on my cock before starting to rock her hips back and forth. She is smiling and enjoying herself but has a determined look on her face we start dfk while she is still grinding her clit on my cock. Her tempo gets faster and she starts some light moaning before cumming.
We take a short break before Sana starts a BBBJ getting me ready for some more action. I wanted to see that ass in doggie so Sana turned around and guided me into her pussy. I start thrusting and Sana is pushing back, but there is something off with our timing because of the soft bed. We decide that standing doggie is a better option and switch positions. We find a nice rhythm and my hips are slapping against her ass as she meets me stroke for stroke. We got at it for a long time and while the visuals of my cock sliding in and out of her pussy and her ass bouncing off my hips are amazing, I'm nowhere close to cumming and Sana is starting to tire. Sana removed the cover and started an enthusiastic BBBJ, licking my shaft and balls. The BBBJ is slow and sensual and the visual of her pretty face bobbing up and down on my cock was too much and I deposit a huge load in her mouth. She kept sucking and cleaning me up appropriately before depositing my load in a tissue. A quick shower and I'm out.
Great session and I will definitely repeat.
Please let me know if Asumi or Momo offer video. Kgirls never do. But most j girls do but there are a number who don't or don't allow face. So if they don't show you a menu you have to ask and it's always nice if we pervs know in advance. I've asked before and gotten no. And it's ruined the mood. Usually it's 100 no face 200 face. 100 option isn't worth in my opinion. Yuki is 200 face.
[QUOTE=Monthehunt;7038698]I actually purchases dji osmo pocket 3 and action 4 camera last night. Planning on recording Asumi, Momo / Jane, and Yuki.[/QUOTE]
Is real. I get fomo every time I read the NYC BBFS board. LOL. It's hard. Bc you want to go see everyone but it's an expensive hobby. Sometimes a break can help. Don't check the sites or board for a week.
[QUOTE=Azf06;7038287]Some people be flexing, causing FOMO. You probably have to book a day or two in advance at this point. Although I told myself I'm fully committed to only one, Asumi is looking good.
Hopefully they stick around longer than the current Queen Bee to pick up the leftover business.[/QUOTE]
[QUOTE=PinWheel97;7038722]Dji pocket and phone all you need. It has a little tripod. Put on side table forget about but make sure there isn't like a pillow or tissue box blocking.
Use your phone for pov BJ. Pov mish on your knees so you can see all of her. You'll learn what things are easiest to do with one hand. But don't go crazy with pov or hold the phone to the side so you actually watch her unless you want her to look into the camera which is also nice.
It is really fun to watch them back. What I will say is if you really like the provider. Book twice. Or book 90 and film only once. You won't enjoy it as much when filming than when purely in the moment. When Yumi / Monika was here, first sesh I filmed. Second was so much better. But now I can enjoy my memories of Monika whenever I feel like it.[/QUOTE]You get into the fancy stuff with using log and color grading or just do the default colors?
[QUOTE=OneNaughtyBear;7038062]If you want the thinnest, Sakura AHG.
If you want the freakiest, Chu DMVG.
If you want the best combination of both, Yuki JB. Your innocent looking, honors rolls high school crush that's secretly a nympho and banging the English teacher during lunch time.
All great choices but Yuki is obviously my top rec.
I saw Sakura on her last tour and want to see her again, but I don't know if I'll get the chance if Yuki doesn't stop shining her bear signal in the night sky for me to come rescue her. She makes me feel like Mike Adriano in his prime.
If I wasn't still heartbroken by another j girl recently I would be going ring shopping to propose to her at the end of her tour.[/QUOTE]Already spent some time with Sakura (recommend) but wished there was someone that offered greek also. Or at least FIA.
Wish there were girls more north. Bit of a drive to meet up.
[QUOTE=Misou;7038906]Already spent some time with Sakura (recommend) but wished there was someone that offered greek also. Or at least FIA.
Wish there were girls more north. Bit of a drive to meet up.[/QUOTE]Hinata ahg, a month or so ago, offered Greek. She's the only one I can think of that was in the area. I really should have tried it and have regrets now.
I saw her, at the beginning she seemed very distance and business like, It seemed like it was just business like demeanor from her and no real connection or friendliness. I got urges to ask for my money back 10 minutes in and who knows how that would have gone LOL. She's cute but wears a lot of makeup and it's kinda crusting on her face which wasn't really a bad thing but was noticeable. Interesting enough she was the one that had an odor, she didn't put deodorant on LOL.
Her body was a 9/10, very hour glass like and a nice plump butt in the back. Wasn't as toned but she was very sexy. I don't think she's actually like 4'10 like someone mentioned, closer to 5'1.
She was cooperative for the most part but there was some back and forth with her not letting me be in charge, but she loosened up. I tried eating her ass but she didn't like it, later I found out she said she was ticklish there and I probably could have ate her ass some more but I stopped since she kept acting like she didn't like it.
Her demeanor changed completely after FS. She was much more nicer and friendly, apparently she said she was a little on edge because of being in a new agency. Maybe that's why she was acting so uptight and strict at the beginning, because when I first came to the door I was waiting outside for like 3 minutes and no one answered the door, which could have looked really suspicious if people noticed. I'm glad her attitude changed towards the end, before I was just some stranger but after FS we were buddies LOL.
You can get really into that, but I'm very basic. Prob bc I'm not the best at tech, but also bc the new dji pocket automatically adjusts itself for low lighting and other factors and saves me from that. So basic default settings. And the videos come out great. I would not recommend cell phone only bc lighting is very finicky if the room is dark. Some guys on the NYC forum are much better at this and actually have a cold shoe mount for lighting. Me I just set my shit up really quickly, make sure everything is in frame. Hit record. A lot of providers just jump up and get washed after you're done. Yuki will let you film as she squeezes your load out of her.
[QUOTE=Monthehunt;7038861]You get into the fancy stuff with using log and color grading or just do the default colors?[/QUOTE]
[QUOTE=PinWheel97;7038854]Is real. I get fomo every time I read the NYC BBFS board. LOL. It's hard. Bc you want to go see everyone but it's an expensive hobby. Sometimes a break can help. Don't check the sites or board for a week.[/QUOTE]After this weekend, I basically have to tell myself I'm only seeing the higher tier women. I also love finding the gems from the pile, so it'll be hard not TOFTTing every girl that pops up on an agency's page. But researching a girl has saved me a bunch of time and money,.
[QUOTE=PinWheel97;7038844]Please let me know if Asumi or Momo offer video. Kgirls never do. But most j girls do but there are a number who don't or don't allow face. So if they don't show you a menu you have to ask and it's always nice if we pervs know in advance. I've asked before and gotten no. And it's ruined the mood. Usually it's 100 no face 200 face. 100 option isn't worth in my opinion. Yuki is 200 face.[/QUOTE]This hobby is a mental game. For the reasons you stated, I don't go expecting video. Even though it's always happened. That reduces disappointment. I have a script in mind if I want to back out (from no face or low light) but never used it. My approach is to break the ice and get to know her during BT and shower. It really improves results.
I even had a girl tell me it's 400 for video, like it would change my mind, but then when I gave her 400 she said she was scared and didn't want to do it. Handed my money back. I fully supported her. I was too excited and asked too soon, which was a factor among others. After getting to know her in shower she changed her mind and we did video. She realized there was nothing to be scared of, she actually enjoyed it since we got along and I never pressured her. I read her body language and worked with her level of comfort. We got a long so well that even though she is officially no face she changed her mind about that too.
I have often repeated video with a girl and the second visit is even more cooperative. So it is a comfort and trust issue. Since I am actively in all videos and make it fun and interesting, there is less worry. These are videos clearly made for myself only. I would not leak myself as a porn star. It would embarrass me more than her.
If a girl is not supportive of the video you want, yes it is disappointing but you have to think positive. There are several solutions I cannot say here, but I can PM you if they would help. I do not believe in writing a guide on this since it is so ymmv and other reasons. In any case, it is a mental game where we have to be prepared for all possibilities. And there are always things we can do to improve a girl's cooperation.
[QUOTE=FurryMonger122;7039008]I saw her, at the beginning she seemed very distance and business like, It seemed like it was just business like demeanor from her and no real connection or friendliness. I got urges to ask for my money back 10 minutes in and who knows how that would have gone LOL. She's cute but wears a lot of makeup and it's kinda crusting on her face which wasn't really a bad thing but was noticeable. Interesting enough she was the one that had an odor, she didn't put deodorant on LOL.
Her body was a 9/10, very hour glass like and a nice plump butt in the back. Wasn't as toned but she was very sexy. I don't think she's actually like 4'10 like someone mentioned, closer to 5'1.
She was cooperative for the most part but there was some back and forth with her not letting me be in charge, but she loosened up. I tried eating her ass but she didn't like it, later I found out she said she was ticklish there and I probably could have ate her ass some more but I stopped since she kept acting like she didn't like it.
Her demeanor changed completely after FS. She was much more nicer and friendly, apparently she said she was a little on edge because of being in a new agency. Maybe that's why she was acting so uptight and strict at the beginning, because when I first came to the door I was waiting outside for like 3 minutes and no one answered the door, which could have looked really suspicious if people noticed. I'm glad her attitude changed towards the end, before I was just some stranger but after FS we were buddies LOL.[/QUOTE]Did she still deliver on wet / sloppy BBBJ while being distant and business-like?
[QUOTE=DMVAverageJoe;7038191]Leah starting at DMV Girl tomorrow 9/20.
[URL]https://www.dmvgirlsva.com/copy-of-model-page-jay[/URL]
Slender with endless long legs, tempting![/QUOTE]Might TOFFT and dive in first since I seems to missing my window of opportunity with whatever excuse I have to not step outside the house LOL. If anyone beats me to the punch, please let us know.
[QUOTE=PinWheel97;7038678]Is the best I've seen in 2024.
I was all over Ava / Sakura last visit. But now every day will be Yuki.
Piggy bank officially cracked.[/QUOTE]Next stop 401k!
[QUOTE=DrunkenKid;7039068]Next stop 401k![/QUOTE]Write a letter citing hardship. Very hardship. You're the hardest you've ever been and need a $25K check.
But this is a last resort. It's not even the 10% penalty, that's nothing. It's paying income tax on withdrawal at your higher bracket. We mongers hate withdrawal, we know it feels better to keep it in until the end. That said, if your employer matched you can think of some of it as free money, on top of all the taxes you didn't pay up til then. But my advice is not to pull out, ever.
Dig up money elsewhere first, avoid the 401K if possible. A 401 k can't be garnished or anything. Perfectly protected from bankruptcy, divorce, lawsuits, the law. When you are out of a job or retired, use it as your atm at a lower tax bracket. Don't need to write a letter or anything. If you have divorced by that point, even better. Nothing touches a 401k until you pull out, you pull out when you need it and then 100% of that money can now go towards pussy. It is an untouchable asset.
I told someone I'd buy a vacation home for them. I still will. But it'll be a little smaller than I originally planned. They won't even know the difference. But the difference is enough for 300 pussies (200 with video). Houses are too damn expensive but no point in complaining. Just think of the average guy with only $1 K in the bank. 300 pussies takes years to go through no matter how thirsty you are. It is actually more exercise than climbing Mount Everest.
Always look on the bright side. Even if things turn and I can't hobby for some reason, I will still be able to watch videos by the fireplace the rest of my retirement. Jgirl videos are like 401k, no one can take them away from you.
[QUOTE=FreeWally;7039089]Write a letter citing hardship. Very hardship. You're the hardest you've ever been and need a $25K check.
But this is a last resort. It's not even the 10% penalty, that's nothing. It's paying income tax on withdrawal at your higher bracket. We mongers hate withdrawal, we know it feels better to keep it in until the end. That said, if your employer matched you can think of some of it as free money, on top of all the taxes you didn't pay up til then. But my advice is not to pull out, ever.
Dig up money elsewhere first, avoid the 401K if possible. A 401 k can't be garnished or anything. Perfectly protected from bankruptcy, divorce, lawsuits, the law. When you are out of a job or retired, use it as your atm at a lower tax bracket. Don't need to write a letter or anything. If you have divorced by that point, even better. Nothing touches a 401k until you pull out, you pull out when you need it and then 100% of that money can now go towards pussy. It is an untouchable asset.
I told someone I'd buy a vacation home for them. I still will. But it'll be a little smaller than I originally planned. They won't even know the difference. But the difference is enough for 300 pussies (200 with video). Houses are too damn expensive but no point in complaining. Just think of the average guy with only $1 K in the bank. 300 pussies takes years to go through no matter how thirsty you are. It is actually more exercise than climbing Mount Everest.
Always look on the bright side. Even if things turn and I can't hobby for some reason, I will still be able to watch videos by the fireplace the rest of my retirement. Jgirl videos are like 401k, no one can take them away from you.[/QUOTE]I've also started making price comparison to pussy as well. I recently had a large savings amount and compared it to 28 extra pussies I can bang. The mind is an interesting thing.
Withdrawals are only allowed after 69.
[QUOTE=AdcFellow;6920668]Took a gamble with Mizuki based on her pics for a 30 minute session. It did not pay off. Not the girl in the pics. Much older (30) with a stick body. 4'11 is probably right, and 100 lbs with no hips. Breasts were decent B cups,. Definitely her best feature. Had an untrimmed public area with large lips. Skin had blemishes all over her body. They looked like bruises, but she said they were from an allergic reaction 3 years ago. She was wearing a tube dress that she just pulled down. Not warm or friendly at first. All business. Rushed through the shower, but her hands were working furiously, almost frantically. No preview and she was not allowing me to even feel her breasts in the shower. Once in the room she asked me to lay on my back, even though I was trying to pull her towards me while I sat on the bed. I obliged and she started the routine where kissed chest and worked down for BBBJ. I honestly was losing interest of this tired routine and pulled her up so I could nurse her breasts. But she didn't like it and so she went back down for BBBJ. At this point, I had lost interest and decided I would just finish in her mouth. But right before I started to explode, she pulled her mouth off and I finished in her hand. Very disappointing.
In fairness to her, it was a 30 minute session and she definitely warmed up to me after the round was finished. English was limited, but we were able to talk a little bit about her travels. If I had went in thinking she was a 30 year old, my review may be different. However, the mismatched expectations definitely soured me. No repeat for me.
One other factor: I was the first appointment of the day, and the trash was full of tissues and covers from the previous day. Nasty.[/QUOTE]Same Muzuki as the one on the site now?
Saw yuki last night after waiting like 30 minutes. She remembered me from last year which was cool. Still very hot. I think she got more lip filler?
Anyway, at the end of our session, I noticed some blood. I know there was some discussion earlier about another girl and people had some thoughts on that. Just a friendly heads up.
I would probably favor a loan from a 401 k than a withdrawal. I wouldn't want to miss out that much on compound interest.
[QUOTE=FreeWally;7039089]Write a letter citing hardship. Very hardship. You're the hardest you've ever been and need a $25K check.[/QUOTE]Kek.
[QUOTE=DrunkenKid;7039333]Withdrawals are only allowed after 69.[/QUOTE]
That's unfortunate to hear. Some of yall need to check yourselves.
Please play responsibly and treat her well.
[QUOTE=Castile;7039374]Saw yuki last night after waiting like 30 minutes. She remembered me from last year which was cool. Still very hot. I think she got more lip filler?
Anyway, at the end of our session, I noticed some blood. I know there was some discussion earlier about another girl and people had some thoughts on that. Just a friendly heads up.[/QUOTE]
[QUOTE=Castile;7039374]Saw yuki last night after waiting like 30 minutes. She remembered me from last year which was cool. Still very hot. I think she got more lip filler?
Anyway, at the end of our session, I noticed some blood. I know there was some discussion earlier about another girl and people had some thoughts on that. Just a friendly heads up.[/QUOTE]Damn son. Sad. Looks like I'll have to skip BBFS and DATY with Yuki this year. Thanks for the update.
[QUOTE=Monthehunt;7039035]Did she still deliver on wet / sloppy BBBJ while being distant and business-like?[/QUOTE]Yes she was great at it, I actually think I scared her, I told her how I found her soapload profile and her twitter advertising her work. Now her twitter is private LOL.
[QUOTE=Azf06;7039562]I would probably favor a loan from a 401 k than a withdrawal. I wouldn't want to miss out that much on compound interest.
Kek.[/QUOTE]I did the analysis on this exact scenario. If you have personal investments, better to sell those than a 401 k loan. Think of it as loaning yourself money a different way. (i.e. taking money away from your future). After careful analysis, the 401 k loan is still worse. You are missing future money either way but you want to touch the 401 k last. You repay it with after tax money and that's fine, but still worse than selling your investment that you have. If the market goes up, you'd rather it go up for your 401k. Tax free gains and income taxed in the future at the bracket you choose. If you have any life problem like bankruptcy, lawsuits, or divorce, keeping the 401k is way better.
No matter what happens, you could always reach into your 401k in an emergency.
But don't raid your 401k just to pay for pussy. You are the fucker, do not get fucked yourself.
[QUOTE=FreeWally;7039767]I did the analysis on this exact scenario. If you have personal investments, better to sell those than a 401 k loan. Think of it as loaning yourself money a different way. (i.e. taking money away from your future). After careful analysis, the 401 k loan is still worse. You are missing future money either way but you want to touch the 401 k last. You repay it with after tax money and that's fine, but still worse than selling your investment that you have. If the market goes up, you'd rather it go up for your 401k. Tax free gains and income taxed in the future at the bracket you choose. If you have any life problem like bankruptcy, lawsuits, or divorce, keeping the 401k is way better.
No matter what happens, you could always reach into your 401k in an emergency.
But don't raid your 401k just to pay for pussy. You are the fucker, do not get fucked yourself.[/QUOTE]If you're playing with your 401 k, it's better to roll part of it (play money) into an IRA.
You still get dinged, but not as much.
401 k early widthdraw = 10% tax penalty plus some % fee from who you have your 401 k with.
Where as.
IRA = 10% tax no fee from who manages your IRA (that's what they told me).
And ALL depends on how much you have in your retirement.
I do appreciate the financial expertise below but cracking my piggy bank did not mean I'm going into my 401 k or retirement. Just spent more on the hobby than usual. LOL. I mean granted I could be tempted to retire on j pussy. If every girl was like Yuki. Pensions for j pussy!
[QUOTE=Misou;7040040]If you're playing with your 401 k, it's better to roll part of it (play money) into an IRA.
You still get dinged, but not as much.
401 k early widthdraw = 10% tax penalty plus some % fee from who you have your 401 k with.
Where as.
IRA = 10% tax no fee from who manages your IRA (that's what they told me).
And ALL depends on how much you have in your retirement.[/QUOTE]