I do want to move on with this but I want to say that I really appreciate all that you guys are saying. You guys have opinions because you have been involved with this enough to have constructive criticism for me. I didn't fall into this hobby recently. I actually have been involved in a more structured format of the hobby for most of my life. I began in 1985, visiting MP's, and throughout the years have periodically picked up a SW or two and there's no question about it, the SWs are by far more challenging than any other format of this hobby that I've been involved in. Sometimes that is part of the excitement. Also with the economy the way It is right now, I have to be careful how much I spend. Hence the cheaper alternative to my normal activities is SW.
But I don't want that to become a detriment to me. The rules are there for a reason, because they work. I will be more careful in the future.
Once again, thanks to the comments and if anyone else has suggestions for me please feel free.